Advanced Risk Tools & Accelerated Bank Payments
.svg)
Less Risk
Real-time validation on account and routing numbers
Open banking for payor oversight
Run credit, identity, and fraud checks to fight all payments failures
Faster ACH
We’ve got you covered.
Same-day and instant settlement
Underwriting
Flexible batch payouts.
Fight payment failures
dynamically per transaction,
before you take on the risk
GrailPay’s suite of APIs allows you to customize how and when you assess a bank account’s ability to make a payment, with real-time validation before allowing transactions.
We believe in partnership, so funds can flow faster. Unlike legacy one-size-fits-all solutions, we collaborate closely with fintechs, payment processors, financial institutions, and ISVs on a tailored solution. Robust setup guides and white-glove support make it easy to embed our tools for faster, safer payments.
Evaluate ACH payment risk
Fortify your payments program with GrailPay’s risk platform
GrailPay is the authorization layer for bank payments data, enabling secure, reliable, efficient payments by bank account.
Data & Risk
Real-time account validation
Credit, fraud, and identity checks for holistic risk mitigation
ACH Transactions
Access multiple types of ACH (WEB, CCD, PPD) with GrailPay ACH
Faster ACH settlement with same and next day options
Custom payout rules for your flow of funds
Bring your own KYB for a unified underwriting process
.svg)
GrailPay is building the bank account network and authorization layer for de-risked, faster payments.
.svg)