GrailPay decides payment risk before funds transfer. Hard problems, real ownership, and a direct line to the decisions that matter.
For decades, bank payments had time on their side. Settlement windows and reversibility meant a bad payment could be fixed after the fact. That buffer is disappearing — and the tools to manage risk haven’t kept up.
We started GrailPay to decide risk before money moves — and to stand behind the payments that qualify. It’s foundational, unglamorous infrastructure. Exactly the kind of problem worth a career’s best work.
There's no layer between you and the decisions. You’ll get real ownership, real customers, and real consequences. If that sounds energizing, we should talk.
We’re a risk decisioning and payments platform. GrailPay scores risk on every payment before money moves, and guarantees the ones that qualify — across ACH and the instant rails replacing it.
Senior, direct, and collaborative. Everyone ships. We take on customized work for our customers that legacy providers wouldn’t touch — so you’ll talk to clients, see your work in production quickly, and own outcomes end to end.
We just closed a Series A led by MissionOG, and the market is moving our way: instant payments need risk decided up front. The team is small enough that your fingerprints end up on the product, the process, and the culture.
Competitive salary and equity. Medical, dental, and vision. Flexible PTO. A remote-friendly team with a New York center of gravity.
We're building it out now: a workspace people like showing up to, with perks that make the day better and celebrations for the milestones that matter. We run team events through the year, plus the occasional friendly competition to keep things fun. We believe good work happens when people enjoy where — and who — they work with.

Don’t see your role? Reach out anyway — we read everything.